Buying
Investment through debt or cash.
- Upfront investment
- Asset ownership
- Book value
- Maintenance at your expense
At Leasetic, buying is only possible for remanufactured computers.
Cash flow, obsolescence, accounting, end of life, CSR: compare buying and IT leasing point by point to decide how to equip your business.
The choice between buying and IT leasing depends on several factors: available cash, the desired renewal cycle, and the regulations to comply with (the French REEN law, the IFRS 16 accounting standard). Buying ties up capital and transfers the entire obsolescence risk to the company; leasing spreads the cost over time and transfers part of that risk to the lessor, while giving access to options such as refurbished equipment or end-of-contract revaluation.
Investment through debt or cash.
At Leasetic, buying is only possible for remanufactured computers.
Equipment made available under a lease contract.
Cash flow, obsolescence, accounting, end of life, CSR: the criteria that really matter when choosing how to equip your teams.
Large upfront investment, funded by cash or debt
No large upfront investment: monthly payments spread over the contract term
Ties up a large share of cash or debt in one go
Cash preserved and borrowing capacity available for other projects
Irregular spending: purchases, repairs and replacements on a case-by-case basis
Uniform payment, predictable budget over the whole contract term
Obsolescence risk borne entirely by the company
Renewal planned from signing, risk partly transferred to the lessor
The company owns its equipment
Equipment made available; depending on the contract, it can be kept or returned at the end of the contract
Fixed asset depreciated over several years
Payments generally recorded as expenses; under IFRS 16, right-of-use asset on the balance sheet, except for exemptions (short-term contracts, low-value assets)
Maintenance and replacements handled in-house
Equipment replacement planned from signing rather than handled case by case
Resale, storage or recycling to organise yourself
End-of-contract revaluation: reuse, donations and refurbishment
Environmental impact to measure and document in-house
Support with REEN law compliance, fleet impact tracked with Colibris
At Leasetic, only remanufactured computers are available to buy
Refurbished and remanufactured can be included in most contracts
The accounting treatment depends on your accounting framework and your contract: confirm it with your accountant.
Leasetic helps you optimise your IT assets while complying with environmental and tax standards. In practice, this means three complementary benefits: better cash management thanks to spread payments, easier access to recent equipment without tying up capital, and the option to include refurbished equipment to reduce both your costs and your environmental impact.
Leasing spreads spending over the year through monthly payments, avoiding a large upfront investment. This budget predictability makes financial planning easier for your business and preserves your borrowing capacity for other projects, unlike a purchase, which ties up a large share of cash or debt in one go.
The benefits of leasing IT equipmentGive your employees state-of-the-art IT equipment without investing a large share of your cash. The regular renewal built into the lease contract prevents the technical obsolescence that weighs on productivity, and simplifies fleet management since equipment replacement is planned from signing rather than handled case by case.
The key role of the CIOChoosing refurbished equipment helps fight digital waste while providing quality devices at affordable prices. This option, available in most of our lease contracts, reduces the carbon footprint of your IT fleet and can be documented precisely with Colibris, an increasingly sought-after argument for CSR reporting and the French AGEC law.
Repairing IT equipment in the workplaceWith the C@P contract, the lease term is no longer fixed at 36 or 48 months: it adjusts to the actual use of your equipment. This model was awarded a label by Finance Innovation for breaking with existing leasing models.
At Leasetic, equipment is offered on lease. The only exception: remanufactured computers, available to buy or lease. Fully disassembled, checked part by part and reassembled through an industrial process, they deliver performance equivalent to new for about half the price.
Two ranges to choose from: HP and Lenovo manufacturer-certified, or Remanufactured with partner warranty.
There is no one-size-fits-all answer: it all depends on your financial and environmental priorities.
Spread payments, planned renewal and end-of-contract revaluation: leasing turns an investment into a predictable budget.
LeasingRemanufactured computers cost about half the price of new, with a carbon footprint up to 80% lower and a 3-year warranty.
Buying remanufacturedCombine the best of both approaches by leasing remanufactured computers: a lower payment, a smaller impact and end of life handled by Leasetic.
Leasing remanufactured2022 results, reported by SPIE France.
Only workstations are still bought new.
Answers to the questions most often asked by companies weighing up buying versus leasing their IT equipment.
When buying, the company invests in one go, owns the equipment and alone bears the obsolescence risk, maintenance and end of life. With leasing, the equipment is made available for a monthly payment: the cost is spread, renewal is planned from signing and part of the risk is transferred to the lessor. At the end of the contract, depending on the contract, the company can keep or return its equipment.
Leasing spreads spending over the year through monthly payments, avoiding a large upfront investment. This budget predictability makes financial planning easier and preserves your borrowing capacity for other projects.
The sum of the payments may exceed the listed purchase price, as it includes financing and associated services. The comparison should therefore be made on total cost: maintenance, fleet management, obsolescence, renewal and end of life. Once these items are included, the gap narrows significantly, and end-of-contract equipment revaluation can tip the balance in favour of leasing.
Under French accounting standards, lease payments are generally recorded as expenses, whereas a purchase is capitalised and then depreciated. Companies applying IFRS 16 in principle recognise a right-of-use asset on their balance sheet, except for the exemptions the standard provides for short-term contracts and low-value assets, which may cover part of IT equipment. The exact treatment depends on your accounting framework and your contract: confirm it with your accountant.
Yes. With Leasetic's C@P contract, the usage period is flexible: it adjusts to the actual use of your equipment rather than a fixed 36 or 48 months, and the contract evolves with your needs. Leasetic also offers leaseback of your existing fleet. The C@P contract received the Fintech label from Finance Innovation in 2022.
Give your employees state-of-the-art IT equipment without investing a large share of your cash. The regular renewal built into the contract prevents technical obsolescence and simplifies fleet management.
Choosing refurbished equipment helps fight digital waste while providing quality devices at affordable prices. This option, available in most of our contracts, reduces the carbon footprint of your fleet, documented precisely with Colibris for your CSR reporting and the French AGEC law.
Leasetic offers its equipment on lease. The only exception is remanufactured computers, available to buy or lease, in two ranges with a 3-year warranty, extendable to 4 years: HP and Lenovo manufacturer-certified, or Remanufactured with partner warranty. Learn more about remanufactured computers.
Depending on the contract, the company can keep its equipment or return it to us. Returned equipment is revalued rather than scrapped: reuse after refurbishment, donation to non-profits or, as a last resort, WEEE recycling. Discover our CSR commitments.
The REEN law aims to reduce the environmental footprint of digital technology in France. By extending the usage period of equipment, including refurbished devices and revaluing equipment at the end of the contract, the responsible leasing offered by Leasetic helps organisations take part in this approach, with impact measured through Colibris.
A Leasetic expert analyses your situation and helps you choose the option best suited to your cash flow and CSR goals.